Struggling with Debt ? Get a debt help Today with SwiftDebtAssist UK

Debt Help UK

If getting a loan was difficult, repaying it on time is much more of a task, and at times when your debts go overboard, you may find it difficult to repay them on time. At such times, you can avail the insolvency solutions to overcome your debts in a safe & secured way. However, it is important to note that these debt help UK services come with terms & conditions that differ from place to place, i.e., the services in England, Wales, & Northern Ireland are different from that in Scotland.

Your debts are usually categorized as priority & non-priority debts. You can choose debt help UK to help with debt issues in a simple way & repay your debts in a more affordable way.

Get Debt Help

Illustrative Example

Let us assume that you owe your creditors a total amount of £12,000 as debts, and over a period of 24 months, you will have to repay an amount of £500 as monthly payments. However, by applying for & availing the best suitable debt help UK services, you can write off up to 80% of your debts. Even if 65% of the debts are written off, your remaining debt amount will come to just £4200, that can be repaid as affordable monthly repayments of £175 for the same time period.

So, if you want to avail the debt relief services to relieve your debts, click here, to begin with.

Check your Eligibility

% Debts
Written Off

65%

Present
Monthly
Repayments

£500

New Monthly
Repayments

£175

Check your Eligibility

How it Works

Step 1

Fill & Submit Online A Fully Filled-In Application Form

Online Application is a quick process to know your details and requirements. It will help us in understanding your financial status.

Step 2

A Licensed IP Will Get In Touch & Study Your Situation

An IP will come up with the perfect solution you need for having a peaceful financial life. It will help you clear all your debts efficiently.

Step 3

The IP Will Coordinate Between You & Your Creditors

No need to worry about convincing your creditors concerning debt reduction. Your Expert IP will handle these trivial matters.

Step 4

If Agreed By The Lenders, Your Debts Will Be Written Off

When 75% of your creditors agree upon the agreement, you can write off 80% of your debts and can clear the rest in regular intervals.

Why Choose Us

No Creditor Chasing

The lenders will no longer chase you for repayments until the IVA period, & they have to deal with your IP

Debt Waiver

If 75% of your creditors agree to the IVA, it will be finalised, and applicable even to those who do not agree for it

Safe and Secure

Right from applying to processing the request, our entire procedure is simple, safe, transparent, and uncomplicated

Fixed Charges

All other charges, including the interest rates, will be frozen on the total debt amount that you owe to your lenders

Manageable Terms

With IVA solutions, you can write off your debts by making affordable payments and manage your finances well

Save Your Assets

With an IVA, you can legally write off your debts, and the lenders or the court will no longer seize your assets

Frequently Asked Questions

When you have too many unaffordable debts and your income resources do not allow repaying them on time, the debts keep piling up along with the interest rates. So, if you are wondering how to get out of debt, you will have to look for alternatives to overcome these issues, and availing debt help solutions are one of them. With these solutions, you can write off up to 70% of your debts, repay them manageably to the creditors in a safe & legal way, and have better control over your finances.

Backed by the Government, there are many different solutions available in the UK to write off debts. However, they differ from place to place in terms of the referral names & regulations. The common debt help solutions in England, Wales, & N. Ireland include –

Debt Management Plan (DMP)
Individual Voluntary Arrangement (IVA)
Debt Relief Order (DRO)
Debt Consolidation
Bankruptcy.

The solutions in Scotland are different from that of England, Wales, & Northern Ireland. They are not only referred by different terms, but they also come with different regulations & conditions. The most common services in Scotland to overcome your debts are –

Minimal Asset Process (MAP)
Protected Trust Deed (PTD)
Debt Arrangement Scheme
Sequestration.

All the services availed from debt management companies to reduce debts are private proceedings that will be carried forward in between you, your creditors, and your IP, and it will not be out to the public unless you mention it to them, and so, there is not much fear of it affecting your reputation. However, your case may be recorded in the public Insolvency Register until the completion of the order or for a stipulated time, depending on the type of service you are availing. So, anyone can go through it by paying some amount until the order tenure is completed.

Probably, you and your IP can decide on this better. Availing the right solution to write off debts depends on different factors like the type of debts, the debt amounts, the income levels, your asset values, etc. A licensed insolvency practitioner (IP) will analyze all these aspects & your circumstances to choose the best suitable solution that will help you get out of your debts in the most convenient, safe, & secured way.

SwiftDebtAssist that undertakes procedures to provide debt management, debt adjusting, and debt counseling solutions. We directly do not provide the debt help solutions, but offer no-obligation referrals to customers and help them get connected with trusted & licensed providers of various debt management solutions, from whom suitable free debt advice can be availed, as per their financial circumstances.

Get Credit Card And HMRC Debt Help, etc. With Our Various Debt Help UK Services

Clear 75% of your Debts

100% Safe and Secure

Experienced Advice